Private expense tracker for iPhone

Track spending in seconds.

Lumi helps you log expenses fast, ask where your money went, and understand your month without accounts, ads, or bank links.

Private by default Track spending in seconds No bank sync
Lumi app screenshot showing fast expense tracking on iPhone.

Fast enough to keep up with real life.

Lumi is built for the moment you remember a purchase: type naturally, save quickly, and review your spending later without giving up privacy.

Quick expense entry

Add daily expenses with amount, category, payment method, and note.

Recurring payments

Track subscriptions and fixed-installment loans on their regular cycles.

Monthly reports

Review the current month by category, payment method, and simple rule-based insights.

Lumi Agent

Ask questions about your spending and get grounded answers from your own records.

Due-date reminders

Receive local notifications for recurring payments when you choose to enable reminders.

Light and private

Set up once and track expenses right on your device.

The real app flow before users reach the App Store.

These real app screenshots show the current Lumi flow: fast entry, recurring bills, reports, and Lumi Agent.

Lumi app screenshot for tracking spending in seconds.

Instant entry

Log the purchase while it is still fresh, without account setup or bank sync.

Lumi app screenshot for natural expense input.

Natural input

Type short notes in your own words and review the details before saving.

Lumi app screenshot for recurring bills.

Recurring bills

Keep subscriptions and repeated payments visible so they do not surprise you.

Lumi app screenshot for monthly spending insights.

Money insights

Ask Lumi where your money went and review the categories shaping your month.

Lumi app screenshot showing Lumi Agent answering a spending question.

Lumi Agent

Ask a spending question and see the data Lumi used to answer it.

Understand first, change later.

Lumi does not push you to be perfect. It only makes familiar expenses easier to see, so you can choose what fits your life.

01

Log with fewer steps, read with less effort, and keep your day uncluttered.

02

Notice habits with simple guidance and no judgmental language.

03

Respect personal data by keeping it local on your device.

Start tracking privately today.

Download Lumi on the App Store and keep daily spending records simple, private, and easy to maintain.

Download on the App Store