Quick expense entry
Add daily expenses with amount, category, payment method, and note.
Private expense tracker for iPhone
Lumi helps you log expenses fast, ask where your money went, and understand your month without accounts, ads, or bank links.
Features
Lumi is built for the moment you remember a purchase: type naturally, save quickly, and review your spending later without giving up privacy.
Add daily expenses with amount, category, payment method, and note.
Track subscriptions and fixed-installment loans on their regular cycles.
Review the current month by category, payment method, and simple rule-based insights.
Ask questions about your spending and get grounded answers from your own records.
Receive local notifications for recurring payments when you choose to enable reminders.
Set up once and track expenses right on your device.
Real screens
These real app screenshots show the current Lumi flow: fast entry, recurring bills, reports, and Lumi Agent.
Log the purchase while it is still fresh, without account setup or bank sync.
Type short notes in your own words and review the details before saving.
Keep subscriptions and repeated payments visible so they do not surprise you.
Ask Lumi where your money went and review the categories shaping your month.
Ask a spending question and see the data Lumi used to answer it.
How Lumi works
Short guides explain the main features, what stays free, and which tools need Lumi Pro.
Use standard entry or quick text for your setup currency.
Follow subscriptions and fixed-installment debts with local due-date reminders.
See what the Home summary includes and what detailed reports unlock with Pro.
Compare recurring limits, reports, insights, and managed list controls.
Understand local data, onboarding currency, and current scope limits.
Philosophy
Lumi does not push you to be perfect. It only makes familiar expenses easier to see, so you can choose what fits your life.
Log with fewer steps, read with less effort, and keep your day uncluttered.
Notice habits with simple guidance and no judgmental language.
Respect personal data by keeping it local on your device.